April 5, 2023 by Rilian Ball When you are considering purchasing a home, understanding the lending guidelines regarding a down payment is important. For more information, contact a loan officer at First Capital Group in Visalia, Tulare, Porterville, and Bakersfield. Here are…
April 4, 2023 by Rilian Ball Do you find yourself staring out the window, longing for an early sunrise, hot days and late evenings? With spring just around the corner, it might feel like summer is a lifetime away. For more information,…
April 3, 2023 by Rilian Ball Last week’s economic reporting included readings on home prices, inflation, and pending home sales. Weekly readings on mortgage rates and jobless claims were also published. S&P Case-Shiller Home Price Indices Report Slower Home Price Growth in…
March 31, 2023 by Rilian Ball Right now, the real estate market is very competitive, and you might be tempted to use a few white lies to make your offer seem more competitive. No matter how much you want to purchase a…
March 30, 2023 by Rilian Ball Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise. For more…
March 29, 2023 by Rilian Ball If you’ve recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you’ve received an offer, as…
March 28, 2023 by Rilian Ball Are you having a difficult time qualifying for a traditional mortgage in the current market? If so, there are other options available, and a lack of financing can frustrate not only the buyer but the seller…
March 27, 2023 by Rilian Ball Last week’s financial and economic reporting included readings on sales of new and previously-owned homes, along with weekly data on mortgage rates and jobless claims. For more information, contact a loan officer at First Capital Group…
March 21, 2023 by Rilian Ball The mortgage process is a long and complicated one, with a number of similar-sounding terms that can easily confuse first-time homebuyers. A pre-approval is not the same thing as a pre-qualification, and it’s important to understand…
March 20, 2023 by Rilian Ball Last week’s economic reporting included readings on housing starts and building permits issued, the National Association of Home Builders Housing Market Index, and Fed Chair Janet Yellen’s Senate testimony. The Commerce Department reported on housing starts…
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