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Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans

December 29, 2022 by Rilian Ball Are you thinking about buying a new home using a mortgage loan? If you’ve just graduated from college, you’re probably wondering how your student loans will impact a mortgage and what your options are. In today’s…

Lower Your Interest Rate During The First Couple Of Months With A Buydown

December 28, 2022 by Rilian Ball If you are thinking about purchasing a house today, you have probably realized that mortgage rates have increased significantly. This has made it much harder for people to afford home loans, and these higher rates have…

4 Reasons Why Your Mortgage May Be Denied After Pre-approval

December 27, 2022 by Rilian Ball So you’ve been pre-approved for a mortgage – great! You’ve taken the first step toward becoming a homeowner. But before you start picking out china patterns, you’ll want to keep in mind that a pre-approval isn’t…

NAHB: Home Builder Confidence in Housing Markets Slips in December

December 22, 2022 by Rilian Ball December’s National Association of Home Builders Housing Market Index reported slipping builder confidence in U.S. housing markets. The Housing Market Index readings fell every month in 2022. Recently rising mortgage rates, materials costs, and inclement winter…

What’s Ahead For Mortgage Rates This Week – December 19, 2202

December 19, 2022 by Rilian Ball Last week’s economic reporting included readings on inflation, retail sales, and the Federal Reserve’s Federal Open Market Committee meeting.  Fed Chair Jerome  Powell held his scheduled post-meeting press conference and weekly readings on mortgage rates and…

How Do I Know If It’s a Good Idea to Refinance My Mortgage?

December 14, 2022 by Rilian Ball Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner…

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