Reasons You Need an Insurance Binder and How to Get One
October 24, 2023 by Rilian Ball Leave a Comment When a borrower applies for a mortgage loan, the lender typically requires proof of insurance coverage before they approve the loan. An insurance binder…
Choosing the Right Mortgage: A Comprehensive Comparison of Loan Types
Entering the realm of mortgages can feel like stepping into a labyrinth of choices. The key to successfully navigating this maze lies in understanding the different types of mortgages available.…
How to Improve Your Credit Score: A Roadmap to Financial Wellness
Your credit score is the key that unlocks many financial opportunities, from securing a mortgage to obtaining low-interest loans. If your credit score isn’t where you want it to be,…
Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford
October 6, 2023 by Rilian Ball Whether you’re buying a home for the first time or you’ve decided it’s about time that you upgraded to a larger, more expansive house, if you’re…
10 Ways to Save Energy in Your New Home
Congratulations on your new home! As a new homeowner, you have the opportunity to not only make your space comfortable and inviting but also to make it energy-efficient. Energy efficiency…
4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account
October 3, 2023 by Rilian Ball Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow…
What’s Ahead For Mortgage Rates This Week – October 2, 2023
October 2, 2023 by Rilian Ball Last week, consumers were treated to several indicators on inflation that not only paint a picture of the economy’s health but also give the Fed…
10 Things To Do After Buying A Home
Congratulations on your new home! Becoming a homeowner is an exciting milestone, but it also comes with a list of responsibilities. To ensure your transition into your new abode is…
5 Things to Consider Before Buying a Foreclosed Home
In today’s challenging housing market, the allure of purchasing a foreclosed home at a lower cost can be irresistibly enticing. After all, who wouldn’t want to snag a property for…
Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments
September 20, 2023 by Rilian Ball While there are differing schools of thought when it comes to whether or not a person should pay off a mortgage before the loan term ends,…
How Much House Do You Really Need?
A common dilemma that many potential homebuyers face: determining how much house they truly need. In a world where “bigger is better” has often been the prevailing sentiment, it’s essential…
Working From Home: 5 Best Tips To Make It Work
September 12, 2023 by Rilian Ball Carving out space for a home office isn’t always easy, but if you have the option to work from home even part of the time, it’s…
